Khyber Bank Loan Scheme For Government Employees, Bank of Khyber has once again come out with a Loan scheme in 2025 which will be given to the government employees. This is a very good scheme. With this, government employees can fullfill their needs by taking a loan. This scheme is very beneficial and there are some other things in it. Other people can also benefit from this Loan scheme more than others. If you want to know more about this scheme, then read the article below.

In this article, we will tell you about short introduction, eligible criteria, required documents, how to apply, last date and everything else.

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Overview of the Khyber Bank Loan Scheme For Government Employees

The purpose of making Bank of Khyber personal loan is to give loans to government employees in difficult times, for travel, any difficult situation, or for building a house, or for any other issue, give loans to government employees so that they can fulfill their needs, later this scheme recovers the loan from your loan amount or if you want to give it up yourself, it also happens, this bank gives you loan on the basis of your loan amount.

Key Highlights Of Khyber Bank Loan Scheme For Government Employees

Feature	Details
✅ Loan Type	Personal Loan (Unsecured)
👨‍💼 Target Group	Permanent Government Employees
💵 Loan Amount Range	PKR 50,000 – PKR 2,000,000
📆 Tenure	1 – 5 years
📉 Interest Rate	Competitive (starting from 15% approx. per annum)
🧾 Repayment Mode	Monthly installments via salary deduction
📋 Collateral Requirement	Not required
📑 Processing Time	7–10 working days

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Eligibility Criteria For Khyber Bank Loan Scheme For Government Employees

If you also want to apply for Khyber Personal Loan Scheme, then these are its conditions.

✅ The person applying to apply for this program must be a permanent government employee.

🎂 The minimum age of the person applying for this program should be 21 years or more.

🛑 The maximum age of the person applying for this program should be 60 years, i.e., the retirement age.

💰 The minimum salary of the person applying for this program should be Rs. 25,000 or above.

🗓️ The person applying for this program must have worked in government service for at least 2 years.

🏦 To apply for this program, you must have an account with Bank of Khyber (Pakhtunkhwa).

🚫 To apply for this program, you must not have any criminal record or default on any loan or bank account.

Required Documents For Khyber Bank Loan Scheme For Government Employees

The person applying for this program has to submit these documents

🆔 To apply for this program, you must have a valid identity card.

📄 To apply for this program, you must have your latest pay slip.

📃 To apply for this program, you must have an employment certificate.

🖼️ To apply for this program, you must have 2 passport-size photographs.

🏦 To apply for this program, you must have an account with Bank of Khyber.

📌 To apply for this program, you must have a Department NOC (No Objection Certificate).

📝 You must have a properly filled loan form to apply for this program.

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Loan Amount and Repayment Options In Khyber Bank Loan Scheme For Government Employees

Loan Calculation Example For Khyber Bank Loan Scheme For Government Employees:

The fundamental principle of this program is like this, please accept that you are taking a monthly salary of Rs. 60,000 and have taken a loan from your Bank of Khyber, now every month approximately 40 to 45% of your salary will be deducted from your account and that will be the payment of the loan.

📆 Tenure (Years)	💰 Estimated Loan Amount	💸 Approx. Monthly Installment
1️⃣ 1 Year	PKR 200,000 – 400,000	PKR 20,000 – 35,000
3️⃣ 3 Years	PKR 600,000 – 800,000	PKR 20,000 – 25,000
5️⃣ 5 Years	PKR 1,000,000 – 2,000,000	PKR 20,000 – 28,000

How to Apply For Khyber Bank Loan Scheme For Government Employees – Step-by-Step Process

🏦 To apply for the Bank of Khyber Loan Scheme, visit your nearest Bank of Khyber branch.

💼 If you already have a salary account in this bank, then your salary must be credited to this account.

📂 Then, submit the required documents and ensure that your pay slip is properly verified.

🔍 Then the bank will review its records and assess your loan application form.

Application Form: LOAN APPLICATION FORM

📄 If your documents are approved, the loan will be granted to you.

🏦 Then the Bank of Khyber will transfer your loan amount to your existing salary account.

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Benefits of Khyber Bank Loan Scheme For Government Employees

There are many benefits of Bank of Khyber Personal Loan Scheme

Benefits:

🔓 To avail a loan from this program, no security is required, and you do not need to mortgage any of your belongings.

💼 The best thing about this loan is that the repayment is made directly through deductions from your salary.

📆 You can easily avail this loan for a tenure ranging from 1 to 5 years.

⚡ Approval of this loan is very fast.

Branch Availability For Khyber Bank Loan Scheme For Government Employees

Available in the following cities:

🏙️ Peshawar

🏙️ Mardan

🏙️ Abbottabad

🏞️ Swat

🏙️ D.I. Khan

🏙️ Bannu

🏛️ Islamabad

🌆 Lahore

🌇 Karachi (limited branches)

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Conclusion:

Bank of khyber personal loan scheme 2025 is a very good loan scheme its purpose is to give loans to government employees there are many benefits of this program this program keeps deducting the loan amount little by little from your salary and completes it there are many other benefits of this program this loan scheme does not ask you to keep any of your things as collateral nor does it take any guarantee.If you are also a government employee and you want to build a house or want to get yourself treated or want to fulfill any of your needs then you also take a loan from bank of khyber personal loan.