PM Fan Replacement Scheme 2026: Online Apply, Eligibility & Installments
Quick Answer
The Prime Minister’s Fan Replacement Program 2026 helps eligible electricity consumers replace old, inefficient ceiling fans with energy-efficient fans. The program is being implemented with the Power Division, NEECA, State Bank of Pakistan and participating banks. Applicants can use the official eFan portal to apply and track their application. The replacement cost can be financed and repaid through installments linked to the electricity bill, while the program also includes a government risk guarantee to support consumer financing.
The Prime Minister’s Fan Replacement Program is a federal energy-efficiency initiative designed to reduce electricity consumption by replacing conventional, high-consumption fans with more efficient models.
The programme was formally launched in February 2026. The government says it is intended to improve energy efficiency, reduce electricity consumption and provide consumers with a practical way to replace old fans without paying the entire financed cost upfront.
The programme is not simply a scheme in which the government gives every applicant a free fan. Instead, it uses a financing model through participating banks and approved energy-efficient fan manufacturers.
| Feature | Current Information |
|---|---|
| Programme | Prime Minister’s Fan Replacement Program |
| Main Purpose | Replacement of inefficient fans with energy-efficient models |
| Implementing institutions | Power Division, NEECA, SBP and participating banks |
| Official portal | eFan.gov.pk |
| Application method | Online through the official programme platform |
| Financing | Available through participating banks |
| Repayment | Through scheduled installments linked to electricity bills |
| Government support | 10% first-loss risk guarantee |
| Programme target | Replacement of 88 million conventional fans over 10 years |
| Fan selection | Approved energy-efficient fans/manufacturers |
The government has allocated PKR 2 billion as a 10% first-loss risk guarantee to encourage banks to participate in consumer financing.
Is the PM Fan Replacement Scheme Free?
This is an important point because the programme is often described online as a “free fan scheme.”
The fan should not be described as completely free for every applicant.
The current programme is structured around consumer financing. Under the announced model, consumers can obtain an energy-efficient replacement fan and repay the financed amount through installments. The government provides a risk guarantee to support participating banks.
Some launch information also reported a Rs. 1,000 service fee per fan, with the remaining cost financed through the programme. Applicants should check the amount shown by the official portal and participating provider before accepting financing because programme terms can be updated.
Who Can Apply for the Fan Replacement Program?
The programme is designed for electricity consumers who want to replace inefficient conventional fans with approved energy-efficient models. Because financing is involved, the final application decision can depend on the programme’s current eligibility and bank-financing requirements.
Before applying, keep your:
- CNIC
- Electricity bill
- Electricity connection/reference information
- Active mobile number
- Other information requested by the official application system
Do not assume that simply owning an old fan automatically guarantees approval.
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How to Apply for PM Fan Replacement Scheme Online
The government has provided a dedicated digital platform for the programme.
Step-by-step application process
- Open the official PM Fan Replacement Program portal.
- Create an account or start the application process.
- Enter your required personal and electricity-consumer information.
- Provide your CNIC and relevant electricity connection details.
- Complete the application form.
- Select the available approved fan option, where the portal provides a choice.
- Review the financing and repayment information carefully.
- Submit the application.
- Save your application/reference details so you can track the request later.
The official programme platform states that applicants can apply and track their applications online.
How Does the PM Fan Replacement Program Work?
The programme connects the consumer, participating financial institution and approved fan manufacturer. In simple terms, the process works like this:
Application → Verification/Financing → Fan Selection → Installation → Installment Repayment
The government has developed a digital process covering customer onboarding, loan application, fan selection from approved manufacturers, disbursement and repayment. This means applicants should carefully read the financing terms before accepting the facility.
How Are the New Fans Installed?
Under the programme, approved manufacturers participate in supplying energy-efficient fans.
Information released at the launch stated that a representative of an approved fan manufacturing company would visit the consumer’s premises for installation. The programme also removed the earlier requirement that consumers must return their old fan as a condition of participation.
The exact installation process can depend on the approved manufacturer and the application selected through the programme.
How Much Can You Save With an Energy-Efficient Fan?
The main purpose of the scheme is to reduce electricity consumption. Government officials have said that replacing conventional fans with energy-efficient models can produce substantial electricity savings. At the launch, annual savings of up to Rs. 12,000 per fan were cited in relation to electricity costs.
Actual savings will vary according to the old fan’s consumption, the new fan’s efficiency, daily usage and electricity tariff. Therefore, Rs. 12,000 should be treated as a potential saving rather than a guaranteed amount for every household.
Why Has the Government Launched This Scheme?
Fans are widely used in Pakistani households and businesses, particularly during the summer months. Older conventional fans can consume significantly more electricity than modern energy-efficient models.
The programme aims to address this consumption by encouraging replacement of inefficient fans. The broader objectives include:
- Reducing electricity consumption
- Improving household energy efficiency
- Lowering electricity use during peak periods
- Supporting modern fan manufacturing
- Encouraging energy-saving appliances
- Reducing pressure on the power system
The government has described the programme as part of its wider energy conservation and climate-related policy.
PM Fan Replacement Program and Electricity Bills
One of the main reasons consumers are interested in the programme is the possibility of reducing electricity consumption. A more efficient fan can use fewer units than an older model while providing similar airflow. However, your actual bill reduction depends on:
- Number of fans used
- Daily operating hours
- Existing fan wattage
- New fan wattage
- Electricity tariff
- Other appliances used in the home
For example, replacing one old fan does not mean the entire electricity bill will automatically fall by a fixed amount.
What Is the 10% Government Guarantee?
The government has allocated PKR 2 billion for a 10% first-loss risk guarantee. This guarantee is intended to reduce initial credit risk for participating financial institutions and encourage banks to provide financing for the fan replacement programme.
It is important to understand that this guarantee is not a Rs. 2 billion cash grant for applicants. It is a financial mechanism designed to support lending under the programme.
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Which Banks Are Participating?
The programme is being implemented in coordination with the State Bank of Pakistan and participating banks.
The government reported that 11 banks participated in the pilot phase, during which 186 energy-efficient fans were installed and approximately PKR 1.35 million was disbursed to 67 borrowers.
The list of participating banks and available financing products can change as the programme expands. Applicants should therefore rely on the current list shown through the official programme platform rather than an old list published elsewhere.
Can Businesses Apply?
The programme is not limited to private households. Launch information described the programme as covering domestic and commercial consumers.
However, commercial applicants should check the current eligibility and financing conditions shown by the official platform before applying.
What Documents May Be Required?
The exact documents depend on the application and financing process. Applicants should keep the following information available:
- Valid CNIC
- Recent electricity bill
- Electricity consumer/reference number
- Mobile number
- Consumer/account information requested by the portal
- Any additional documents requested during financing verification
Do not upload unnecessary personal documents to unofficial websites.
What Happens After Applying?
After submitting the online application, the request goes through the relevant digital and financing process.
The programme’s digital system has been designed to handle customer onboarding, financing applications, fan selection, disbursement and repayment.
Depending on the application, you may need to:
- Complete identity verification.
- Provide electricity connection information.
- Complete financing assessment.
- Select an approved fan.
- Wait for approval and installation.
- Repay the financed amount according to the agreed schedule.
The official eFan platform can be used to track the application.
Also Read> EOBI Registration Check by CNIC
Common Reasons an Application May Be Delayed
An application can take longer if:
- CNIC information is incorrect.
- Electricity connection details do not match.
- Required information is incomplete.
- Financing verification is pending.
- The selected fan or manufacturer is unavailable.
- Additional information is requested by the participating institution.
If your application is pending, check its status through the official portal rather than submitting multiple applications.
Important Things to Check Before Applying
Before accepting a fan replacement facility, check:
1. Total Cost
Do not look only at the monthly installment. Check the total amount payable.
2. Service Charges
If a service or processing charge applies, confirm its amount before proceeding.
3. Repayment Period
Read how many installments you will have to pay.
4. Electricity Bill Adjustment
Understand how the installment will appear on your electricity bill and when repayment begins.
5. Fan Specification
Check the model, efficiency rating, warranty and manufacturer information before confirming your selection.
6. Approved Manufacturer
Use manufacturers listed through the official programme rather than buying from an unofficial seller claiming to be part of the scheme.
PM Fan Replacement Scheme Scams
Because the programme involves CNIC and electricity information, applicants should be careful with fake registration websites.
Avoid anyone who claims:
- “Pay us and your fan will be free.”
- “We can guarantee approval.”
- “Send your CNIC and OTP on WhatsApp.”
- “Pay an agent to register you.”
- “The government is giving cash instead of a fan.”
Frequently Asked Questions
What is the PM Fan Replacement Scheme?
The PM Fan Replacement Scheme, officially called the Prime Minister’s Fan Replacement Program, is a federal energy-efficiency initiative that helps consumers replace inefficient conventional fans with energy-efficient models.
Is the PM Fan Replacement Scheme free?
It should not be described as a completely free fan scheme. The programme uses financing for the consumer cost, with repayment through installments. Applicants should check the current charges and financing terms shown by the official portal before accepting the facility.
How can I apply for the PM Fan Replacement Scheme online?
Apply through the official eFan portal. The platform provides digital application and tracking facilities for the programme.
How much can I get for fan replacement?
Reported financing ranges from around Rs 12,000 to Rs 300,000 depending on eligibility and the number of fans. Confirm the exact figure on the official portal.
How much can an energy-efficient fan reduce my electricity bill?
Savings depend on the fan, usage and electricity tariff. Government officials have cited potential savings of up to Rs. 12,000 per fan annually, but this is not a guaranteed saving for every consumer.
Which banks are participating?
The programme is being implemented with participating banks under coordination with the State Bank of Pakistan. Eleven banks participated in the pilot phase, and the participating-bank network may expand.
Final Words
The PM Fan Replacement Scheme 2026 is an energy-saving programme rather than a simple free-fan distribution scheme. Its purpose is to help consumers replace inefficient fans through an organised financing and installation process.
If you want to apply, use the official eFan portal, check the current financing terms carefully, and make sure your CNIC and electricity connection information is accurate. The programme is being expanded with support from NEECA, the Power Division, SBP, banks and approved fan manufacturers.
